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Time Value of Money: Crucial for Mid-Level Financial Strategies Decoding Discount Rates: Why They Vary Across Investments Continuous vs. Periodic Compounding: Unlocking the Power of Time Rule of 72: Limitations for Investment Growth Estimation Explained NPV: Capital Budgeting’s Cornerstone for Profitable Investment Decisions Perpetuities: Simplifying Long-Term Cash Flow Valuation with Infinite Streams Perpetuities vs. Ordinary Annuities: Understanding Key Time Value Differences Discount Rates and Risk: Why Higher Risk Means Higher Rates Simplifying Complex TVM: Essential Tools and Formulas Explained Amortization Schedules: Your Roadmap to Loan Repayment Success